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Monday, 20 March 2017 18:25

Am I Better Off Buying A Home Or Should I Continue Renting?Of Diamond Real Estate Group, Inc

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In most cases, the advantages to buying vs renting cannot be ignored. While renting a home may seem like a better idea because all you have to worry about is paying your rent and utilities without any worry about the maintenance, property taxes and insurance.

In reality, purchasing your own home brings with it many advantages. To begin with it’s your home which gives you the flexibility of decorating, modifying and landscaping the home to your liking without needing the permission of a landlord. On the financial side, there are not any real benefits to renting.

When you own your home, you're able to deduct the mortgage interest and property taxes you pay when filling your income taxes, which should help reduce your tax liability. When you factor in the tax deductions and property appreciation you will realize over the course of the year in a normal market, you’ll save up to 90% of what you would normally pay in rent.

While owning your own home can turn out to be a great investment, the key is to look at it as a home for yourself and your family that will provide years of security. The first step is to speak to a lender who will pre-qualify you for a loan.

Depending on your financial situation there may be down payment assistance programs available to you that will enable you to purchase a home with very little money out of your own pocket. Next step, find a local Realtor that specializes in the area you want to buy in, then happy house hunting! You'll be so glad you did!

Georgina Ramos

Diamond Real Estate Group, Inc.

Cell 818-802-1202

Fax 951-672-0466

 

 

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Winner of Menifee Valley Chamber of Commerce Small Business Of The Year.  Four years in a row!!
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